One of the most frequently asked questions by home buyers is what is the FHA (https://accountance.net/fha-loan/) mortgage and the differences between it and any other mortgage type. An FHA-backed mortgage is an insured mortgage to help lower risk for lenders and increase access to home financing. It's important for borrowers to understand what a FHA loan is so that they can determine if they qualify. Many also wonder, what is FHA, and what does it do? Knowing how to qualify for FHA loan programs can make the application process easier.